All banks will refer to report from Credit Bureau Malaysia (CBM) or RAM Credit Information Sdn Bhd (RAMCI) to get customers CCRIS report which is similar to CTOS. In both the CBM and RAMCI, there is a Credit Default Scoring Assessment which calculates probability of defaulting. However, the score shown does not determine whether the application will get approved because this is just one of its criteria for loan assessment.

There is no definite answer to this as different banks have varying credit criteria and risk appetite. There are so many banks providing SME loan in Malaysia. However, some banks avoid certain industries whereas other banks might welcome these same industries. Most business owners are not aware which banks are more suitable for their business profile and could waste precious time approaching banks that are not the right fit. Aside from the mainstream services granted by the banks, there are also alternative financing solutions for SME business owners.

With our familiarity with the credit criteria of these financing institutions, we definitely can help you to identify the most suitable finance solution for your business profile to enhance the chances of getting loan approvals at the best terms.

There are various loan products available to meet the different requirements of SMEs. The common ones are, Business Term Loan, Trade Financing, Factoring, Equipment Financing, Peer-to-Peer financing and etc. Now, you can cut through the complexity and technical jargons to get the most fitting financing solutions for your business. Through our expertise and experience in securing SME loan, we simplify the process to ensure you can reap the benefits of each facilities while empowering your business.

There are a lot of banks and financial institutions in the market providing SME loans, but you are not certain that they are the most competitive. You might not know which bank offers the lowest SME loan interest rate because the products are ever-changing. Your network might not be extensive enough so that you can have access to the various products that are available from all banks. Hence, losing out on the chance to save interest. Therefore, we are here to help you to compare and provide you the most fitting financing deal that is suitable to your business.

Imagine this: You have a new large-scale project that require funds urgently. However, your SME loan application did not go through. You will either have to postpone this project or miss the opportunity. In the meantime, once your application is rejected, you might not be able to resubmit the application within the next 6 months. The most typical reasons why commercial loan applications are rejected are:

• Approached banks which does not favour such industry
• Business owner’s personal credit profile
• Limits to financing with existing banks
• High gearing, business turnover is declining over the years

As a business owner, almost everyone is constantly in need of additional cash flow on top of the financial facilities in hand. We have to be ever ready for any business opportunity that presents itself to you. Credit Financing, or a “Capital Booster” as how we and our customers affectionate call it here at Nexus Capital, is an amazing and prompt credit financing program that instantly fulfils your business needs and enhances your cash flow. 

Capital Booster is perfect for companies that are not able to match the credit requirements from financial institutions (such as banks), or those that require additional working capital on top of their standing facilities. Our strong and exclusive collaboration with a strong licensed credit company has made us a specialist in the “Instant RM500,000 clean loan, we could bolster your financial needs within 7 working days without the involvement of collaterals. Many clients have regarded us as their answer to instant financial relief. Moreover, it also plays a role in enhancing your chance of obtaining bank loans as it helps to give a face-lift to your account statements and healthier financial condition in your company.

It’s not easy to sustain a business with one’s own funds these days. Whether it’s purchasing inventory, hiring new employees, or opening additional branches, any type of expansion requires extra working capital and healthy cash flow. The fact is, it’s becoming increasingly difficult for business owners to secure funding through a bank. However, with Nexus Capital’s aptitude and experience, we are just about sure to secure the most suitable financing institutions with the maximum amount at the most competitive rate for you based on your eligibility.

Besides coercing the best offers on the table, our professionalism and special skills set are bound to help you avoid long turnaround time, as well as get approval far more easily by identifying the right method and the right channel. Nexus Capital shall run an industry evaluation to understand you better and ensure various prospects are performed to the best in order to improve your company’s financial well-being, and thus greatly increase your chances to create way more financing opportunities with financing platforms.

Nexus Capital are an atypical financing solutions company known to many who have benefitted from our services as “a platform with amazing ideas, strong connections and incredible methods of grinding out solutions”.

Our Services are precisely designed to help SMEs from different industries all over the country to have easier access to, and enjoy a much greater success rate of securing financing facilities of various forms – all done with ease and trouble-free. Our team is extremely motivated to really help our clients grow from strength to strength.

At Nexus Capital, our strength lies in our deep and far-reaching connections, in-house credit appraisal system, and most importantly every solution we tailor-made for a client is a progeny of careful evaluation of each client’s circumstance and meticulous background analysis. This approach ensures a noteworthy success rate of over 90%, and thus is key to us being able to stand out from other financial services companies.

Our services that come in a broad spectrum have become vitally essential to SME owners to optimize productivity, open up new avenues, and an impetus to greater business achievements. It is our goal to help clients grow with streamlined financial support, and that is what motivates us each and every day. Place your trust in us and let us show you the way. At Nexus Capital, there is always light at the end of the tunnel.